You will earn "Novice" trait when you will finish the intro chapter - usually at about level 6-7-8, depending if you go for fastest route, or do lots of killing and exploration. There is no horses in intro region.
Originally Posted by paulieboy44
Once you get out of intro, you will have to deliver last intro quest to NPC standing in front of your char in real world, and claim varius items, including 'novice' passive. Afterwards, your parchemt will be usable.
To get horse, if you havent some free horses from otehr purchases, you will beed go to Bree and travel north from it - to the Hengstacer farms. There you can buy horse for 500 silvers, if you gor riding trait (included in packages).
I would also call Turbine about refund for the "apprentice riding" - if you already had bought "journeyman riding", you gained nothing from buying apprentice riding afterwards.
Thank you, Turbine, for listening and giving us an opt-out of FE! Good work!