What is the point of reaching lvl cap? The end game feature for Helm's Deep, at least, are Big Battles which auto level you to 95 in the instance. Other than that? No real reason to get to 95 by spending ummmm I'd say 7500 Turbine Points to go from lvl 1 - 95. BTW, you'd still have to unlock the mirkwood instances epic story, you'd have garbage virtues, no experience playing your class.
Believe it or not, Turbine wants you to play their game. They would absolutely lose out on selling +100% XP scrolls from the store, not to mention many other cash cows in the Lotro store.
It will never happen.
Rank 10 Hunter, Rank 9 Warleader, Rank 8 Weaver, Rank 7 Reaver, Rank 6 Guardian, Rank 6 Warg, Rank 5 Lore-master, Rank 5 Blackarrow, Rank 4 Champion, Rank 3 Reaver, Rank 2 Rune-keeper, just to name a few.