I've recently returned from a years break and have accrued a good number of points (founder account) so am looking at spending some on virtues. My problem is that past the individual virtues there are now bundles that increase by 4 points so my question is do these work together?

E.g. ive bought all 9 individual Determination virtues (got to spend points on something right?) so now the cap is 16 i could buy a bundle and be at 13? or is the purchase cap still 9 and the bundles would be a waste of TP?