Re: Foreclose on player homes already!!!
Homes should be difficult to initially get into, but then it should be easy to get back into a home after a foreclosure.
For instance, normal prices should be charged to buy a home. When a home is foreclosed, there shouldn't be heavy punitive damages. Everything should simply go into escrow. When a player wants it, they pay a quick housing fee on a new house and everything pops back.
Clean up the vacant trash, but make it so that a person doesn't really lose anything. They might have to pick a new housing location, but it's a simple and easy process to do so.
As a level 1 burglar, Bilbo got a pony when he joined the Smaug The Dragon raid. Then he asked for leadership, looted the chest, assigned himself the 1st age Arkenstone and mailed it to an alt (Bilbo's a VIP so can mail from anywhere). They did some PvMP and an Epic Battle, then he apologized and gave the Arkenstone back. He kept the pony.