This is a serious question.
We pay a pretty hefty fee upfront when it comes to major in-game upgrades: first real mount is 4g+, third through sixth extra bank bags are 4 and 5g each, tier 6 crafting guild recipes are through the roof. But once we jump the hurdle, it's done and over with. The benefits are ours virtually forever.
But not so with houses.
We shell out 7g+ for a deluxe house, double that for a kin, yet we're still expected to pay a substantial weekly fine just to retain access to what we've already bought. If you started charging upkeep every week for people to keep using the bank and their mounts, I think you would successfully anger every single player you have.
In all honesty, I don't mind paying upkeep. I really don't. I think of it as rent -- a necessary regular money sink just like irl. But in real life, I didn't have to pay for the house before I started renting a room in it. And in real life, if I stop paying rent, I get evicted, plain and simple.
So what it all boils down to is one of two options:
A) Don't charge people to "buy" their house, and stop locking non-payers out and start evicting them
B) Stop making us pay upkeep
Either one's fine by me.
Thanks for reading.